He found these deals sending out my “magic bullet” postcards. He captured over $40,000 in profits for every $1,000 worth of postcards he mailed out, or a “40-to-1 return” on his marketing dollars. His told me his average monthly numbers are 32 seller calls, 11 offers made and 1 deal accepted.

That’s right in line with the “30 calls, 10 offers, 1 deal” we tell folks to expect or strive for.

Then Friday he send me this NEW report:

“Hi Richard, Thanks for your coaching input on Tuesday. We closed today and received the attached for $237K. We paid off the $40,000 first and we will pay off $120,ooo in high interest debt on another property. We will do a light rehab on that one for $30K and it will be worth about $225,000. That is where we moved the deed of trust and we had no problem moving it. If you do the math, there is about $47,000 left over for us to keep. This worked just like you said it would. Thank you for your instruction and support.”

Greg Ferguson,
Raleigh, NC

This check is  from a deal he bought in s few months ago with: no money down, 12 years of 0% interest free seller financing, payable at $670 a month.

When first bought he pocketed $25,000 in extra cash from excess proceeds on his $40,000 private money first. Taking into account all his expenses using the Ultimate Profit Generator software, the price he offered the seller allowed for a net $7,000 profit  per year of 0% financing from seller. So his profit target was $84,000 on this 12 year deal.

Recap and mechanics of Greg’s deal:

• He sold the house for $239,500
• Buyer got a new loan and cashed him out on March 11th
• He paid off the $40,000 private money first from these proceeds
• He’s using $120,000 to pay off a high interest rate loan on one of his other properties
• That makes the other property free and clear
• He’s reinvesting $30,000 of the proceeds to make that property worth $225,000
• He securing $225,00o he still owes the seller with a lien on this other property
• Debt on the new property is now $225,000 at 0% interest for the remainder of the 12 years
• Payments on the loan from seller is still principle only payments of $670 a month
• Whenever he cashes out of that property he can still “move the mortgage” over next 12 years
• He collects another $47,000 in cash on this deal when it’s all said and done
• Total cash collected with 90 days is $25,000 + $47,000 = $72,000
• He has another $12,000+ in profit from improved cash flow and rapid principal pay down

This is classic free and clear investing. Keep in mind:

• He bought with terms so he could sell with terms, but just happened to get cashed out fast
• Because of this he will like enjoy more than $84,000 in profits over next 12 years
• Private lenders want their money working. He now has the $40,000 pay off for the next deal
• I expect he was paying  about $1,200 interest only on the $120,000 and is eliminating that cost
• It’s OK to tap 100% of his $225,000 equity because he can still move the note for 12 years

Greg’s not the only one who just collected a bunch of cash using The Ultimate Strategy…

Here’s the cash I just collected Friday buying a house:

THE DEAL: A couple weeks ago I presented the seller with 3 offers, not caring which one they picked:

1. $71,300 with $0 down, 180 monthly payments of $260 and $24,500 balloon in 15 years
2. $61,630 with $10,000 down, 180 monthly payments of $160 and $22,830 balloon  in 15 years
3. $34,320 all cash

So if the took offer #1 or #2 my target profit was $105,000, calculated at $7,000 per year x 15 years of 0% financing. But she took the all cash offer, which a lot of sellers are doing these days. I borrowed $65,000 in private money at 10.99% with interest only payments of $595 per month, easily covering the $895 market rent.

If I sold the property for now $109,500 I would gross $74,500 with $30,000 in cash already collected and another $44,500 at closing. But I can also rent or hold with break even cash flow, expecting to resell for a conservative $147,000 price after 15 years. In that case I would still meet my $105,00 profit target.

Would you like to start doing these types of deals?

It’s not as complicated as it might seem when you get the all the instruction, tools, support and “done for you” services available to you. To learn more about doing free and clear deals using The Ultimate Strategy read this report and use the Free & Clear Cash Machine system. Or call 1-800-557-3171 Ext. 1 for support and advice from a Program Advisor.

To solve the biggest risks and challenges investors have been facing since the subprime market meltdown in the fall of 2007, I started developing, systemizing and sharing The Ultimate Strategy for buying and selling houses at the end of that year.

Prior to that I had taught this strategy as ONE way to make money. After the market panic and collapse in 2008 it has become THE way to make money…

What is the “ultimate” real estate investing strategy?

The Ultimate Strategy is a real estate investing model for…

• Buying and holding great single family homes in nice areas…
• With positive monthly cash flows…
• Better than no money down…
• Without dealing with banks…  and
• Getting them 100% debt free as quickly as possible

It allows you collect cash now, cash flow and cash later on…

• Any type of property
• In any price range
• In any housing market
• During any economic climate

It also helps you avoid or overcome…

• New foreclosure laws
• Seasoning rules
• Restrictive lending guidelines
• Negative cash flow
• Declines in home values
• Investing your own capital
• Using your own credit

Why specialize in single family homes?

Regardless of what’s happening in the economy, everyone needs a home. So you always have a never-ending market of homebuyers and tenants. Likewise, there’s always a parade of single family homeowners looking to sell, for countless reasons, whether good and bad.

Single family homes are the easiest properties to rent, sell, valuate and refinance

The Ultimate Strategy allows you to make money on any type of real estate including income units, commercial, mobiles and vacant land. However I recommend you target and specialize in single family homes because of the easy learning curve and extra benefits you can enjoy.

Why buy and hold, especially today?

In most cases, the longer you hold a property the more money you can make. Real estate wealth is created over time through equity build up. You can capture equity buying at a discount, which most investors rely on. But…

To build equity you must own and hold appreciating investments

The alternative to holding is flipping. Many investors focus on flipping properties, quickly getting in and out. The Ultimate Strategy allows you to flip deals, but flipping every deal is a job. Once the property is sold it’s off to the next deal for another paycheck.

Investors will flip deals for a quick $5,000 to $20,000 profit. But the minimum profit target on deals using The Ultimate Strategy is $5,000 to $10,000 each year held.

With an average profit of $7,000 per year for 9 years, that’s about $63,000 per deal… and that’s net of all buying, holding and selling expenses.

Buying and holding is more profitable than flipping PLUS you can construct offers that get you cash upfront on the day you buy, reliable monthly cash flow each month and big backend paydays for securing your financial future.

Can you rely on appreciation during uncertain economic times?

No. Every deal you do must be bought right.

That means you need to get a great price or great terms. Your competitors are always trying to get the best price, but such a narrow focus misses the vast opportunities for getting great terms instead.

Chances are you will be operating in housing markets that offer no immediate potential for appreciation since the nationwide financial crisis that began in 2007 will likely last a decade. That means prices could decline further, remain flat or only experience modest appreciation.

So where’s the opportunity today?

The Ultimate Strategy allows you to build equity and wealth using “forced appreciation” through rapid debt reduction strategies. And since it’s a long-term buy and hold approach you can “hold out” for market appreciation by structuring deals that last 7, 10 or even 20 years.

The longer you plan on holding a property, the more protection you get from changes in real estate values. In fact, offers made using The Ultimate Strategy are more tied to current cash flow than current market value.

With enough cash flow and rapid principal reduction locked in for many years, you can actually offer a seller a purchase price higher than any other buyer, whether another investor or owner occupant.

Most sellers are unwilling to accept a sales price that makes sense for savvy real estate investors, but you can capture those deals using The Ultimate Strategy deal structuring strategies to push your offer price higher and still lock-in a substantial target profit.

How do you buy better than no money down?

Buying better than no money down using The Ultimate Strategy means collecting all the cash you need to find, buy, fix up and occupy a property… and collecting all this cash on the day you buy.

It also means collecting the extra cash you need to survive and thrive without relying on flipping deals, holding a job or operating another business. Need an extra $5,000… $10,000… or $30,000 in cash this month? Buy a house using The Ultimate Strategy!

Therefore, this investing model focuses on properties with lots of equity and then using the equity to fund the deal. Whether a seller accepts a deeply discounted cash offer or a much higher one by financing their equity, each deal is self-funding — without new bank loans, using your credit or investing your own capital.

How do you FIND sellers with lots of equity?

The Ultimate Strategy marketing tools and campaigns are specifically designed to get sellers with lots of equity calling you, especially owners of free and clear houses.

It may seem like most sellers today have little or no equity… but that is not true

According to the 2009 US Census American Home Survey, 58% of all owner occupant properties have less than 40% loan to value (LTV) mortgage debt — including the 32% which completely free and clear. This is a surprise to most investors.

That means about one-third of all owner occupied properties are 100% debt free and over half of all homes in the US are qualified candidates for The Ultimate Strategy investing model. And yet very few investors target this market. That spells little or no competition.

The 2009 US Census American Home Survey also offers other insights on who to target and how to find these deals:

• 50% of free and clear homeowners are 65 years or older
• Homeowners 65 and older own 90% of all high equity homes
• Newer homes only account for 3% of high equity deals

It’s easy to target the best propects and get them calling you with the proven postcard marketing campaigns I’ve created.

How do you FUND these deals without banks?

Your offers to high equity sellers have four components that when added up will determine your offer price:

1. Debt relief
2. Cash now
3. Cash flow
4. Cash later

Debit relief is existing financing you take over “subject to”

One way to fund your purchase price is take over the monthly payments on an exiting mortgage if the home is not free and clear.

Typically you need a good amount of equity to buy subject to so you can raise cash needed on the deal (buy cost, hold costs, etc.) from a private lender. Otherwise it may be a non-deal — unless of course you apply the strategies of the 5×5 Profit System.

The less a seller owes, the more you can offer. Free and clear properties are ideal.

When you instead offer the seller enough cash down to pay off their existing loans at closing, this is not considered debt relief but cash now…

Cash now is the money the seller gets at closing

This could be an all cash offer (at a deeply discounted purchase price), some cash as a down payment, or no cash down when a seller is more interested in a higher price.

Cash now to the seller comes from private money loans. Currently I will borrow up to 75% loan to value from private lenders, always leaving at least a 25% cushion of equity to protect them. Some of this cash must be earmarked for buying expenses, holding costs, repair money and reimbursement of your upfront expenses like marketing money to find the deal. Therefore it would be rare to offer a seller more than 60 or 70 cents on the dollar for an all cash offer.

The less cash the seller needs at closing, the more you can offer.

Cash flow is monthly payments to seller on a note

A key to making offers using The Ultimate Strategy is structuring and negotiating many years of interest free seller financing. This is made much easier with my deal structuring software. In fact I believe  it’s a must, as even I wouldn’t create offers without using it.

You can offer a seller interest if needed, but you’d have to reduce your offer by the added cost of this interest, making it harder to get your price accepted. But you’ll soon discover that many sellers are more interested in getting top dollar (and the many other benefits you can offer by buying their house) than interest.

When a seller takes back a note with 0% you get pure principal reduction on any payments you make. Where does this money come from? It comes from the income you get from your occupant — whether it’s a tenant, tenant-buyer or contract buyer.

The less cash the seller needs each month, the more you can offer. In fact, sellers will accept no monthly payments to get a higher price. Amazing but true.

Cash later is a lump sum balloon payment to the seller

Money to pay off balloon payments typically come from selling or refinancing the property by the end of the note term. You can pay off the note early but you’d want to negotiate a discount. What if they won’t take a discount?

Every seller carryback note you get using The Ultimate Strategy must contain a “substitution of collateral” clause. This gives you the right to move the mortgage onto to other properties during the entire term of the note, allowing you to sell or refinance the property without paying off the seller early. Without it, you cannot offer the seller top price as doing so assumes you’ll benefit from interest free financing for the entire term of the note… benefits like many years of rapid principal reduction or positive cash flow.

The longer a seller can wait for their money, the more you can offer.

How to become a “high equity specialist”

Get the support, tools and instruction you need for starting and operating a true business as a real estate entrepreneur by ordering the Free & Clear Cash Machine. It’s your step-by-step training and a comprehensive system for applying The Ultimate Strategy. It includes everything you need to start doing these awesome deals.

This comprehensive system will teach you step-by-step how to generate fast cash profits, reliable monthly cash flow and huge back-end paydays using “The Ultimate Strategy” for buying and selling houses “better than no money down”.

This system works during any market climate, in any housing market — on any type of property — and in any price range! It includes all the proven strategies and exclusive tools you need for collecting $10,000 to $30,000 in cash on your first deal… in as little as 28 days…

System Components:

• Quick Start Guide to Making Money: 28 Days to Free & Clear Cash
• 8 Modules on Audio CDs
• Comprehensive 230-page System Manual
• Free & Clear Offer Generator software and instructions
• Contracts, forms, addendums, checklists and closing paperwork
• Marketing tools and templates for buying and selling including free special report, flyer, sales letter, web copy, postcards and classified ads
• Scripts for free record message line, handling calls, negotiating, handling objections and raising private money

The 8 System Modules:

Module #1:

Getting Ready to Skyrocket Your Profits

How to Unleash Your Real Estate Investing Profit Potential

• How to collect cash on your next deal within 28 days
• 7 step plan to achieve your income and profit goals
• How to motivate yourself and manage your time

Module #2:

Finding the Best Deals

How to Find Great Deals that Generate INSTANT Cash

• How to find the best mailing lists
• How to customize your marketing tools
• How to mail postcards online in minutes

Tools & Resources:

• 5 postcards for attracting qualified, high equity sellers
• Free special report for web pages, flyers, ads and letters
• Marketing Resource & Service Provider Directory
• Marketing Campaign Checklist
• Free recorded message line script

Module #3:

Prescreening & Planning Your Exits

Identifying True Profit Opportunities in Minutes

• How to handle leads even if your time is limited
• How to build a property file and prepare for appointments
• How to create multiple exits for reliable profits
• How to pull comps and determine property values
• The best online research tools and what they can do for you

Tools & Resources:

• Directory of Comp Sales & Property Data sites
• Property Information Sheet
• Call handling script

Module #4:

Free & Clear Deal Structuring

Generating Multiple Offers in Minutes

• How to use the Free & Clear Offer Generator software
• How to get 0% financing to buy income property
• How to structure multiple offers for collecting cash now
• How to lock-in guaranteed profits and avoid market risks

Tools & Resources:

• Free & Clear Offer Generator software

Module #5:

Presenting Multiple Offers that Get Accepted

How to Convert More Leads into Super Profitable Deals

• What to do before and during every seller appointment
• How to build trust and rapport
• How to uncover and use hot buttons
• How to present your multiple offers
• How to handle objections
• How to close and get a your offer accepted

Tools & Resources:

• Objection Handling scripts
• Property Inspection checklist
• Purchase & Sale Agreements

Module #6:

Funding Deals & Raising Cash

How to Raise All the Cash You Need Each Month

• 4 ways to fund any deal without banks or credit
• How to collect tax free profits in advance
• How to pay for all buy, hold and sell costs
• How to raise cash to operate and market your business
• How to pay yourself each month
• How to find, prescreen and use private investors
• How to create and present a private lending program

Tools & Resources:

• The 5-Minute Napkin Presentation
• The Private Lending Q&A Lending tool
• Software tools for creating private notes
• Scripts for sharing your lending opportunity

Module #7:

Selling & Occupying Quickly

How to Sell or Occupy for Top Dollar within 60 Days

• How to create multiple paydays on each deal
• How to make your properties super desirable to sellers
• How to get higher prices, larger downs and more cash flow
• How to sell fast with ads, signs, postcards and flyers
• How to make cheap classified ads work
• How to systemize, automate and outsource the entire process

Tools & Resources:

• Best headlines and benefits for your ads, flyers and websites
• Examples of proven ads
• Postcards for selling
• Marketing & Selling Checklists
• Contracts and addendums to sell with terms
• Closing paperwork to sell with terms

Module #8:

Confidence with the Paperwork

Tools and Strategies for Closing your Deals

• How to use the purchase contracts to buy
• How to close a purchase with owner financing
• How to close a purchase taking loans subject to
• How to use the sales agreements with wraparound financing
• How to use the sales agreements with tenant buyers
• How to close a sale when offering owner financing

Tools & Resources:

• Collections of contracts, forms and addendums to buy and sell

Order this system now!

This comprehensive system will teach you step-by-step how to generate fast cash profits, reliable monthly cash flow and huge back-end paydays using “the ultimate strategy” for buying and selling houses “better than no money down”. It works during any market climate, in any housing market — on any type of property — in any price range! It includes all the proven strategies and exclusive tools you need including The Quick Start Guide to Making money with a detailed blueprint and accelerated game plan for collecting $10,000 to $30,000 in cash on your first deal… within 28 days!

Order now for and get these FREE bonuses…

Bonus #1 valued at $97.00
30 Days of Inner Circle membership
Enjoy comprehensive real estate investor training and support. As a member, every month you get:

1. Live Open Q&A Coaching Call: Your opportunity to ask Richard Roop any question and learn what’s working best for creative real estate entrepreneurs across the nation.
2. Inner Game Coaching Call: Discover new strategies for creating a success-oriented mental mind set and learn how to consistently achieve you goals.
3. Ultimate Training Webinar: Let Richard keep you on the leading-edge and teach you how start make more money as he reveals  the “best practices” and newest developments around the “core 4 critical result areas” of marketing, buying, funding and selling.
4. Advanced Development Coaching Call: Learn proven strategies and develop new skills for more effective communication and negotiations with sellers, buyers and private investors.
5. New site uploads each month to member site including What’s Working Best Now audio programs, webinar video replays, coaching call rep audio replays, new how to reports, and more.

Bonus #2 valued at $300.00
3 Months of Inner Circle Archives
Instant online access to an extensive library of money making reports, audio programs, training systems and call replays… covering the most recent 3 months.

Bonus #3 valued at $2,600
Profit Power Collection
This interactive computer DVD is packed with over $2,600 worth of super valuable tools, audio programs, training videos and how to reports from Richard Roop! You can also activate the free Profit Power membership for instant online member access. Click here for full description of contents. Includes programs and tools for:

• Generating leads and finding awesome deals
• Structuring compelling offers
• Negotiating and dealing with sellers
• Attracting private investors
• Selling or occupying all your properties for fast for top dollar
• Leveraging all your time, money and resources, and
• Breaking through the debilitating “inner game” issues of fear and procrastination
• Transforming your ability to take consistent, committed action toward your highest goals

90-Day 100% Satisfaction Guarantee
If you’re not delighted with your decision to own this system today, or don’t feel if was worth many times your investment, you may return it within 90 days and receive a 100% credit good toward any other Richard Roop product, service or membership enrollment. Just contact us first for return authorization number and instructions.

Order this system online now for $997!

Or call us at 1-800-557-3171 Ext. 1 to order buy phone

<-----Return to Ultimate Profit Generator Training Hub

The Secrets Behind Free & Clear Investing
with Richard Roop

• The 10 steps to generating fast cash buying free and clear houses
• How to lock-in minimum profits of $50,000 per deal
• How to put $10,000 or more in your pocket when buying
• How to get interest free real estate financing for up to 15 years
• The easiest way to negotiate price and terms with sellers
• 6 ways to generate positive monthly cash flow
• How to structure and present multiple offers
• How to raise all the cash needed for deals without banks
• 7 ways to build equity and convert it into cash

The main value of this training program is the live demonstration on structuring free and clear offers. Watch the video replay to get the full benefit but you can also download the webinar slides here.

This training was held on January 11, 2011…

Video 1 Replay:

If you only want to listen to the audio, please select play below

Video 2 Replay:

If you only want to listen to the audio, please select play below

with Richard Roop and Marc Hoffmann

<-----Return to Ultimate Profit Generator Training Hub

On this month’s Ultimate Training Webinar Richard Roop will unveil and showcase his newest real estate investor tool… the Ultimate Profit Generator. Join us to learn what this tool can do for you and discover how to:

• Structure, negotiate and get 0% long-term real estate financing
• Lock-in guaranteed profits of at least $30,000 on EVERY deal
• Ensure you make $7,000 to $10,000 each year you hold a property
• Collect up to $30,000 in tax-free cash the day you buy… at no cost to you
• Maximize your passive, positive monthly cash flow
• Buy and sell income producing properties without relying on banks… EVER
• Generate multiple offers on free & clear or encumbered properties… FAST
• Share details of your new deal with potential money partners… in minutes
• Sell or occupy all your properties for top dollar and maximum income
• Get a FREE copy of this incredible software program

The Magic Behind The Ultimate Profit Generator

was held April 15th
Part 1 Replay:

Part 1 Audio:

Part 2 Replay:
Part 2 Audio:

"Just listened to your Webinar with Marc Hoffman and I wanted to express my gratitude and satisfaction for a job well done by both of you gentlemen. Admittedly, there was a considerable amount of information disseminated tonight yet your presentation was excellent in its simplicity and comprehensiveness. Allow me also to share my delight in knowing that the latest iteration of the Ultimate Profit Generator is even now winging its way to my front door. Again, Richard, many thanks for delivering significantly more than you ever promised. Very much looking forward to penning my own victorious testimonial forthwith, my Friend."

-- L. Starks, April 15th

Issue #98: The Ultimate Strategy

Discover how to collect cash now, cash flow and cash later buying free and clear houses “better” with no money down…

• Hear how Adam from Tennessee bought a free and clear property needing $7,500 in work with no money down, collected $32,500 in cash upfront, got a $33,000 real estate note paying 8% interest and raised another $101,000 in cash on a 0% interest private loan payable over 15 years.
• Learn how Marc from Minnesota buys a free and clear house each month and how he recently collected $50,000 in extra cash buying a $240,000 house for $212,000 with 6 years of 0% seller financing at $1,000 a month.
• Discover how Jeff from Atlanta collected $12,000 in extra cash buying a $200,000 house for $175,000 no money down funding the deal with 0% seller financing payable at $700 for 6 years while he collects a positive cash flow of $400 a month.
• Hear how Mike from North Carolina created a positive $250 a month cash flow buying a $70,000 house for $41,000 financed by the seller at 0% payable at $350 a month until the house is completely free and clear in just 7 years.
• Learn how Rob from Oregon created $15,000 in extra cash and a positive cash flow of $1,200 a month buying two houses in just 10 minutes with no money down funded with owner financing requiring no interest and no payments for 6 years.
• Plus a lot more!

Issue #101: Success with Free & Clear

Discover how to find sellers of free and clear houses and then learn what to do with them to collect fast cash. For example:

• Hear how Mark G. from Virginia netted an extra $10,000 in cash at closing buying a $165,000 house with no money down, creating 0% financing with the seller for 7 years at $400 a month with the right to substitute other properties as collateral.
• Hear how Mike S. from Washington collected an extra $25,000 in cash at closing when he bought a $120,000 house no money down, creating 0% seller financing at $500 a month for 8 ½ years with the right to move the mortgage… Plus how he then quick-flipped the neighbor’s house for another $18,000 in cash.
• Hear how Denise and Mark from California bought a newly remodeled $400,000 house which can rent at $1,800 for just $290,000 with no money down, creating 0% financing with the seller at $800 a month for 10 years and the right to substitute other properties as security during the note term.
• Hear how Brenda C. from Ohio netted an extra $10,000 in cash at closing when she bought a $180,000 house with no money down, getting 0% seller financing for 6 years at $360 a month with the right to move the mortgage to other properties.
• Hear how Gary B. from California targets houses with over $500,000 in equity, buying at 65% to 70% on dollar with no money down and then makes low interest payments to the seller… Plus how he made over $600,000 in profits buying 3 houses from one seller… Plus how he finds the “diamonds in the rough” you can buy for 80-85% below current market value.
• And more!

Learn more now!

Creative Real Estate Investor’s Bailout Plan

By Richard Roop

Part 2 of 2
(December 2008)

(go to Part 1 here)

I’m announcing my semi-retirement.

In November of 2012 I could be elected president.

My campaign platform would be on solutions for housing, credit, energy and personal evolution. This means I have about a little more time to buy and sell hundreds of more houses as a creative real estate entrepreneur.

Becoming totally financially independent, comfortable living off my real estate investments, would allow me to offer my public service without a salary.

What would I do with the power from this office?

First, I will abolish the IRS and move to a national sales tax. Income will not be taxed, only spending. Therefore the more you save and invest, the more taxes you’ll be able to avoid allowing you to keep more of the money you earn. No longer will you work 4 months out of the year to pay Uncle Sam.

The Federal Reserve (in reality a private corporation) will be fired and abandoned. They will no longer print U.S. currency and loan it to our nation with interest. They will no longer control interest rates, leaving that to the free markets. Gold, real estate and other real assets will back our currency instead of just debt backed by “the good faith of the United States.”

Consumer debt and unnecessary spending will not be encouraged or rewarded. Purchases will most often be made in full or through barter and trade. The government will not tax most of these transactions. Instead we’ll create new tax relief incentives to anyone increasing their financial reserves, building their retirement account or investing in their local community.

Troubled corporations offering products and services no one wants will be allowed to go out of business. Our role will not be to employ people or keep them employed. In fact most federal workers will become independent contractors and entrepreneurs who will use technology to telecommute and work from home, then employing other professionals to help them be productive, efficient and self-reliant.

Congress will be closed down. The Electoral College will end. Lobbyists will no longer have a job. Politicians will need to retire, get a job or start a business. Lawmaking will be reduced in favor of eliminating useless laws and enforcing the good ones. National issues and government policies will be debated on the internet and decided by popular vote using public online surveys and ballots.

Our involvement in all foreign wars over global power and oil will be ended. The trillions of dollars saved will be used for national defense, developing free energy technology and paying off the national debt. We will no longer borrow to spend but actually have a balanced budget.

All media will be interactive becoming a source for education, involvement, community and enlightenment funded by subscribers, not advertising. An end to media hype, tabloid news and propaganda will make room for inspiring stories and useful guidance for living a more prosperous and purpose-driven life.

The public will spend most of their time being productive, creating value to the free market, enjoying their families and improving their emotional and physical health. People and communities will come together and stop relying on federal handouts. We will work together as a nation to increase the quality of life reaching out to every corner of the country.

Speculation, greed and corruption will be replaced by sound investment, productivity and innovation.

Building a Stronger Nation with Creative Real Estate

Instead of buying bad debts and loaning money we don’t have to bankrupt corporations, we will buy and invest in single family houses… since everyone needs a home. We won’t fund these purchases with taxpayer money. Instead we will take over the payments on existing mortgages and have sellers carry back their home equity in a note.

On deals where the seller (or the deal) needs cash, we will raise these funds from private investors. These investors will be secured by equity in our properties and be paid an attractive interest rate until the property is sold or refinanced.

Sellers will benefit as we cut out the middle men. We can offer a higher purchase price when the equity in the deal isn’t being whittled away by fees from real estate agents, banks and mortgage brokers.

The money saved buying in this way can allow us to buy at a discount and still offer a seller a fair and acceptable price, many times getting them what they might net selling conventionally, but without the hassle and uncertainty.

The difference between our discounted purchase price and our eventual resale price becomes a profit spread. When this spread is large enough, we will take out part of our future profits in cash, upfront.

From a cash needs basis, this will allow us hold longer-term and avoid having to do discounted flips for cash. But we will only borrow against our profit when the projected income on the house will cover the underlying debt and expenses.

If we cannot pull cash out when buying then we must only take over existing mortgage payments or create seller carryback financing terms that would allow the property to generate a positive cash each month.

When paying all cash we need a bigger discount. To protect our private investors we will not borrow more than 75% of the property’s value. Those funds will be used to buy, fix and occupy the property, with any cash left being available for the seller. Even in this case, the underlying payment for taxes, insurance and interest must be supported by the income from the property, leaving enough left over to create a positive income. Without a positive or breakeven cash flow, there’s no compelling reason to own these houses.

We will invest these properties, using none of our own cash or credit. The profits from these real estate transactions will be used to fund the buying and selling operations, generate cash to payoff our unsecured debts and provide reliable influxes of cash to survive and thrive.

Buying discounted real estate and holding for 6 years or more using a purchase price based on today’s value (or based on a projected lower value in some housing markets) will keep us well- protected. Every deal will improve our balance sheet but must also provide either cash now or cash flow. Otherwise we can’t justify investing in the property… and the seller will need to pursue more conventional avenues for finding a buyer.

Even though we are in a position to hold these houses for many years, we will immediately offer to sell them with flexible owner financing.

Some buyers will fix up our properties in exchange for equity. Some will get new bank loans and cash us out. But most will be attracted by our offer to finance them whenever they can’t (or prefer not to) rely on a new bank loan.

We will create wraparound financing for buyers with 10% to 20% for a down payment, or rent the home to them until they close with a 3 to 5% down as non-refundable purchase deposit. Being a creative and flexible seller allows us to sell for top dollar quickly.

Anyone who’s not looking to own will have to rent. Each property we buy can simply be rented since we’re not under time pressure or a cash crunch to sell. We’ll be in the business of providing wonderful housing opportunities to everyone.

Banks? We don’t need no stinking banks!

Ok. Ok. Have I lost my mind? Can I really accomplish these goals? Do I really want to be president? Well of course most of this is all fantasy… but not all of it!

I would only become president it became a non-political position. I hate politics, whether corporate or government. But…

What I described above about buying and selling houses is not science fiction!

In fact, it’s exactly how YOU can prosper and profit during an uncertain or depressed economy. YOU can buy houses using this “ultimate game plan.” YOU can help buyers finance or rent a home. And YOU can help investors get secured returns on their idle cash or retirement funds.

As a result, over the next few years, taking advantage of these historic market conditions… you can make a fortune as a real estate entrepreneur… and retire with me in 2012.

How can you implement all these real estate investing ideas?

Check out the Free & Clear Cash Machine. It holds all the answers. You certainly need it for investing safely and profitably after the recent housing bubble burst and credit crisis.

I guess I need a running mate… “Hey, get The Donald on the phone!”

(go to Part 1 here)